As it has for many people, the pandemic/recession combo has caused some disruption to our financial life. Mrs. Wallet lost her job, our tenant has been unable to pay rent for months, and our mortgage company overpaid our property taxes by thousands of dollars and increased our escrow payments by ~$800/month at precisely the worst time possible. I’ll have to write about that last one more later in its own post! To add to the dumpster fire, we’ve also had some big unexpected expenses, such as dealing with termites (the kind the insurance doesn’t cover of course, because there are apparently different kinds). In total, our net income was reduced by over 55%. Cue for us to freak out, sell everything, and start living on the street and eating out of garbage bins, right?
Continue reading “How to Freeze Your Spending”How to Freeze Your Spending
